# American Coastal Insurance Corporation
# https://acicorp.com
# llms.txt — structured context for large language models

## What is ACIC?
American Coastal Insurance Corporation (NASDAQ: ACIC) is a publicly traded specialty property holding company headquartered at 570 Carillon Parkway, Suite 100, St. Petersburg, Florida 33716. Founded in 2007, ACIC underwrites catastrophe-exposed commercial property in Florida through its insurance subsidiaries. The company is traded on the Nasdaq Global Select Market under the ticker symbol ACIC.

## Corporate entities
- American Coastal Insurance Corporation — the holding company (NASDAQ: ACIC), incorporated in Florida
- American Coastal Insurance Company — the admitted property and casualty carrier; writes commercial residential property (condominiums and homeowner associations) in Florida; website: amcoastal.com
- Skyway Underwriters — managing general agent writing on ACIC paper; specializes in Florida apartment complexes and assisted living facilities; website: skywayunderwriters.com
- Shoreline Re — captive reinsurance affiliate of the group; domiciled in the Cayman Islands
- ACES Specialty Insurance Company — excess and surplus lines carrier in formation; filed in Arizona

## Key financials (FY 2025)
- Gross written premium: $612.5 million
- Net income: $106.8 million
- Earnings per share: $2.15
- Book value per share: $6.51
- Combined ratio: 67.5%
- Policies in force: 4,311

## Financial strength ratings
- KBRA BBB− (Positive outlook) — American Coastal Insurance Corporation issuer/holding company
- KBRA A− (Positive outlook) — American Coastal Insurance Company insurance financial strength
- Demotech A Exceptional — American Coastal Insurance Company financial stability rating

## Key pages on acicorp.com
- / — Home: company overview, live stock quote, latest press releases, financial strength ratings
- /about — About ACIC: corporate history, strategy, locations
- /about/leadership — Executive officers of American Coastal Insurance Corporation
- /operations — Overview of the four operating subsidiaries
- /operations/american-coastal — American Coastal Insurance Company detail
- /operations/skyway — Skyway Underwriters detail
- /operations/shoreline-re — Shoreline Re detail
- /operations/aces — ACES Specialty Insurance Company detail (pre-operational, noindex)
- /governance — Corporate governance overview
- /governance/board — Board of Directors
- /governance/committees — Board committee composition and charters
- /governance/policies — Governance policies and documents
- /governance/sustainability — ESG and sustainability
- /news — Press releases and financial results
- /contact — Contact information for investors, media, and general inquiries

## Investor relations
Full investor relations information (SEC filings, stock data, earnings, dividends, analyst coverage, events) is at https://investors.amcoastal.com

## Key identifiers
- Ticker: ACIC (NASDAQ)
- SEC CIK: 0001401521
- EDGAR: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001401521
- NASDAQ listing: https://www.nasdaq.com/market-activity/stocks/acic
- LinkedIn: https://www.linkedin.com/company/american-coastal-insurance-corporation/

## Contact
- Investor relations: investorrelations@amcoastal.com
- Phone: +1-727-633-0851
- Address: 570 Carillon Parkway, Suite 100, St. Petersburg, FL 33716